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Our lenders

Please see below a list of lenders that are available to business owners and their advisors who use our platform to find and compare business finance.

FINPOINT has no preferred relationship with any lender, and it is the lender who is responsible for setting the filter criteria in the platform on which referrals are matched.

NameDescriptionProduct categories offeredAmount range
ABN Amro Commercial FinanceABN AMRO Commercial Finance UK is part of the ABN AMRO group, one of the largest banks in the Netherlands serving retail, private and commercial banking customers across the globe.
For over two decades we’ve been helping companies of all shapes and sizes meet their business ambitions – from start-ups, right up to the £1bn turnover bracket. Through our fantastic range of services, we’ll pull out all the stops in order to ensure your plans don’t just stay on the boardroom table.
Business Loan | Factoring | Asset Finance | Invoice Financeless than £25k - £5m+
AldermoreInstitutional lender that provides a range of financial products and services to SMEs, including: invoice finance, asset finance, property development and bridging finance.Overdraft | Business Loan | Property Finance | Asset Finance | Invoice Finance | Factoringless than £25k - £1m
Amicus FinanceAmicus is a specialist finance group offering short-term lending solutions to private and corporate borrowers across the UK.Business Loan | Property Finance£50k -£5m
Amplifi CapitalOur mission is to revolutionise small business lending, by providing all the financial experience of a large-scale lender, but with the personal touch. Amplifi Capital believes in small business and wants to offer a new kind of credit -- easy, transparent, and bespoke -- to put business owners in control. We lend to small businesses because Amplifi Capital knows what it takes in the quest for success, and we want to make sure that the money is there when business owners need it most.Business Loanless than £25k - £100k
ArchOver Crowdfunding platform that provides secured and insured Peer-to-Peer business loans. Loans over the ArchOver platform are for any business purpose and for up to three years. Typically Borrowers are raising working capital, replacing invoice discounting, factoring and clearing bank overdrafts.Business Loan | Asset Finance | Crowdfunding£75k - £5m+
Assetz CapitalUK based marketplace lender offering a full service SME and property loan origination service, to retail and institutional funders. We have highly experienced lending professionals delivering performing credit analysis and monitoring.Business Loan | Asset Finance | Invoice Finance | Factoring | Property Finance | Trade Finance£50k - £2m
Bank Leumi ABLA specialist asset backed lending subsidiary of Bank Leumi (UK) plc, provides invoice finance, stock finance and plant and machinery finance.Business Loan | Asset Finance | Invoice Finance | Factoring | Trade Finance£500k - £5m+
Barclays Asset & Sales FinanceOffers wide range of products and services to SMEs seeking asset finance. Business Loan | Asset Finance | Invoice Finance | Factoring | Trade Financeless than £25k - £5m+
Bibby Financial ServicesOne of the UK’s leading independent invoice finance and factoring specialists that provide cash flow solutions to SMEs.Business Loan | Asset Finance | Invoice Finance | Factoring | Trade Finance£50k - £5m+
BLME An independent UK wholesale Sharia compliant bank. BLME provides businesses of all sizes with a range of financial services and products and is the largest Islamic Bank in Europe.Business Loan | Property Finance | Asset Finance | Invoice Finance | Factoring | Trade Finance | Mezzanine Finance | Islamic Financeless than £25k - £5m+
BMS Finance AB LimitedAn independent specialist finance company, focused on lending to UK SMEs. BMS is a relationship lender that provides flexible cash flow solutions through senior secured loans.Business Loan | Property Finance£500k - £5m+
Boost Capital LtdBoost Capital offers unsecured business loans to SMEs ranging from £3,000 to £500,000.Business Loanless than £25k - £500k
Business Enterprise FundBusiness Enterprise Fund assist small and medium sized businesses in Yorkshire and North East England that are unable to get reasonable finance elsewhere. We work from pre-start to established businesses, including retail. We can also fill a funding gap when existing finance is insufficient. Business Loanless than £25k - £150k
Calverton FinanceCalverton Finance provide invoice finance facilities to SMEs businesses across the UK, and is considered to be a ‘boutique’ style financier within the Invoice Finance market. Asset Finance | Invoice Finance | Factoring£25k - £500k
Cambridge & Counties BankC&C Bank specialise in delivering business lending in the form of commercial loans and business mortgages. C&C Bank provide secured business lending and competitive business deposit accounts.Overdraft | Business Loan | Property Finance£50k - £4m
CapifyCapify’s Flexible Business Loans or Merchant Cash Advances allow business owners to raise affordable and flexible finance simply, quickly and efficiently. Regardless of what industry type you are or where your business is located, we can help to finance your business with up to £500,000. We have developed the most advanced decision engine technology in the market. Our proven experience and dedicated teams provide best in class customer service. When it comes to small business finance we are second to none. We realise you’re busy, as any business owner should be, that’s why applying for funding with Capify is simple, and efficient. It takes less than 60 seconds to get a decision and funds transferred within daysBusiness Loan less than £25k - £500k
Centric Commercial Finance LimitedAn independent financial services group focussed on delivering event-driven Invoice discounting and asset based lending services.Business Loan | Asset Finance | Invoice Finance | Factoring£100k - £5m+
Centurion Portfolio ManagersAn Asset Management company with a strong focus on alternative investments.Asset Finance£150k - £1m
Close Brothers Asset FinanceClose Brothers Asset Finance is about tailor-making finance solutions rather than off-the-shelf products. This is why we continue to refine our relationships and enhance our products in order to deliver more effectively for our customers and suppliers.Asset Financeless than £25k - £10m
Close Brothers Invoice FinanceProviders of full service factoring and invoice discounting for UK SMEs. Focused on assisting businesses to achieve strategic objectives such as acquisitions or disposals, buy out or buy-in, fundraising, takeovers or mergers or cash flow needs.Invoice Finance | Factoring£1m - £5m+
CrowdcubeInvestment crowdfunding platform that allows anyone to invest alongside professional investors in start-up, early stage and growth businesses through equity, debt and investment fund options.Mezzanine Finance | Crowdfunding£250k - £1m
Deutsche BankOne of the world’s leading financial service providers which also offers SMEs a multitude of financial products and services.Overdraft | Business Loan | Property Finance | Asset Finance | Invoice Finance | Factoring | Trade Finance | Mezzanine Financeless than £25k - £5m+
Ebury Partner's FinanceAn international fintech company offering a wide range of financial services to businesses to trade and transact globally.Asset Finance | Trade Finance£50k - £1m
Econocom PLCEconocom offers a technology financing solution that ensures optimal administrative management of cash flow.£25k - £150k
Fair FinanceFair Finance is a social business which means that we aim to be responsible, sustainable and transparent in everything we do. We offer a range of financial products and services designed to meet the needs of people and Companies who are financially excluded. We aim to revolutionize personal finance, starting with the Companies whom the mainstream providers have left behind.

We are committed to providing high quality products and services that are affordable and accessible. Wherever possible we work in partnership with other companies and agencies that share our goals
Business Loanup tp £20k
Fast Track Business FinanceFast Track loans can be for any purpose, for example; growth opportunities, seasonal working capital, creditor payments or unpredictable costs like machinery repairs. Unfortunately banks often don’t understand this, and can punish customers that unexpectedly ask them for finance - we understand.Business loanup to £50k
FGI FinanceFGI Finance is a commercial finance company focusing on asset based lending, invoice discounting and factoring.Asset Finance | Invoice Finance | Factoring | Trade Financeless than £25k - £5m+
FleximizeProvides short-term business loans of £2,000 – £100,000 to UK SMEsBusiness Loanless than £25k - £100k
Funding 365Funding 365 Limited is a specialist finance company which focuses on short term bridge financing to UK SMEs and property professionals. We provide access to fast, flexible and affordable funding for periods of up to 12 months secured against residential investment property, commercial premises or a combination of both.Commercial Mortgage | Property Finance£100k - £5m+
Funding CircleThe leading marketplace for business loans in the UK and US, where people and organizations lend directly to small businesses.Mezzanine Finance | Crowdfundingless than £25k - £1m
FundingKnightFundingKnight is an established crowdlender, blending modern finance with traditional values. We enable investors to lend directly to British businesses, at a rate that works for both. Borrow up to £1million for almost any purpose ­– from working capital to business expansion. Borrow £100,000 to £3million from our investor community to improve, purchase or refinance property. Business Loan | Crowdfunding | Property Finance£25k - £3m
GE CapitalSpecialised financial products and services including receivables financing, distribution finance, acquisition finance and commercial loans and leases.Business Loan | Asset Finance | Invoice Finance | Factoring£1m - £5m+
Genesis Asset FinanceA UK leading independent asset finance company providing asset finance services to SMEs.Business Loan | Asset Finance | Invoice Finance | Factoring£25k - £100k
Growth StreetProvides fast and flexible business overdrafts for growth projects, working capital and cash flow management.Business Loanless than £25k - £150k
Hitachi Capital UK PLCOffers a variety of business finance solutions from retailer finance to vehicle finance, commercial business finance to factoring and invoice discounting.Business Loan | Property Finance | Asset Finance | Invoice Finance | Factoring£50k - £4m
IGFFrom start-ups to established businesses turning over up to £10million per annum, IGF delivers a wide range of commercial finance services.Business Loan | Factoring | Invoice Financeless than £25k - £1.5m
iwocaiwoca provide unsecured business loans to SMEs ranging from £1,000 to £100,000Business Loan | Overdraftless than £25k - £100k
Just Cash Flow PLCAn alternative to a bank overdraft or a business loan, Just Cashflow lends to Limited Companies or LLPsBusiness Loan | Commercial Mortgage | Invoice finance | Factoring | Trade Finance | Overdraft |Expansion capital£10k - £500k
Keys Premium FinanceBased in Northern Ireland but with nationwide UK coverage, the Key Group provides a range of financial services to borrowers including providing Premium Finance solutions, Asset Finance principally through leasing facilities as well as Invoice Finance and Trade finance for companies.Asset Finance | Invoice Finance | Trade Financeless than £25k - £5m+
LDF LDF is a well-established funder and credit broker to UK businesses. As a leading provider of unsecured finance, we aim to provide the right finance solutions for our customers’ needs. Whatever your industry, profession or requirement, our team will work with you to determine the most suitable solution available.Business Loan | Asset Finance less than £25k - £500k
Legion Trade FinanceLegion Trade Finance is an independent financier of UK businesses who need facilities to finance goods from their suppliers worldwide.Trade Finance | Islamic Finance£250k - £5m+
Lending CrowdLendingCrowd is an award-winning peer-to-peer business lending platform. The business aims to become one of the UK’s leading platforms, bringing new lending products to market to support SME growth and offering investors a wider range of opportunities. Since its launch in October 2014 LendingCrowd has facilitated over £5.35 million through more than 65 loans to 60 borrowers, with over 2,000 individual investors signed up to the platform.Business Loan | Crowdfundingless than £25k - £250k
LiberisWe believe in helping companies to be successful. Because it benefits everyone. We're doing our bit to bring a breath of fresh air to the industry, by helping to ensure the SME market thrives by having access to funds. And we're doing it in a simple, no-nonsense way. With an innovative funding solution that you pay back ONLY as you earn. No hidden fees, no fuss. Ever.Business Loanless than £25k - £300k
Lloyds Commercial Finance LimitedOne of the world’s leading financial service providers offering SMEs a multitude of financial products and services.Business Loan | Asset Finance | Invoice Finance | Factoring£50k - £5m+
Lombard FinanceOne of the UK’s largest asset finance providers offering a wide range of finance options for business assets.Business Loan | Asset Finance | Invoice Finance | Factoring | Trade Finance | Mezzanine Financeless than £25k - £5m+
M&G InvestmentsOne of the UK’s largest and longest established investment houses and leading international asset advisors looking to expand it investments in European SMEs.Business Loan | Asset Finance£5m+
Market InvoiceSpecialist invoice funding company which is used by the Government-backed British Business Bank to lend through.Invoice Finance | Factoring | Crowdfunding£25k - £200k
Merchant MoneyUsing powerful data and some good common sense, Merchant Money are specialist providers of short-term, flexible loans to SME's in the UK.Business Loanless than £25k - £50k
Metro BankMetro Bank's commitment to unparalleled levels of service and convenience extends to the way we think about Commercial Banking too. By being open 7 days a week, 362 days a year, early and late, we offer unique advantages and expertise to serve your commercial banking needs. Whether the goal is working capital, commercial mortgages or expansion funding, we have a host of ways to help with your business needs. In each market we serve, you will find our local bankers ready to provide you with the expertise and quick answers you need. We will provide you with one dedicated banker to serve all your banking needs.Business Loan | Asset Financeless than £25k - £5m+
Oblix CapitalOblix Capital is a specialist non regulated funder of development and bridging finance throughout England and parts of South Wales. We offer bespoke development finance to experienced developers looking to maximise their returns by utilising an equally experienced development lender who genuinely understands their project. Bridging finance is provided to those clients who need to move fast to acquire a property within the dynamic UK real estate market or to release equity on existing assets to use on other projects. Property Finance £50k - £3m
Omni Partners LLPOmni Partners is focused on providing investors access to products that consistently deliver absolute returns. In order to achieve this objective, the firm combines demonstrated trading expertise with a strong emphasis on the proactive management of risk.Business Loan | Property Finance less than £25k - £5m+
Orb Capital LtdWe alleviate the funding burden from the Company and allow entrepreneurs to focus on realising the vision for their business.
We are all about “speed to seed.” By working with our trusted network of leading private and institutional investors and hedge funds, we have access to investors with the acumen to make prompt investment decisions on pre-IPO opportunities.
Business Loan | Asset Finance£1m - £25m
Paragon BankOne of the UK’s leading asset financing specialists for over the past 30 years, Paragon Bank Business Finance has developed an extensive range of services. Whether you are looking for asset finance to refinance your business assets, invoice finance, or even funding a turnaround, we have the expertise to deliver. We add value to every relationship and set out to exceed your expectations with the highest levels of service.Business Loan| Invoice Finance| Factoring | Asset Finance less than £25k - £3m
Pay 4 UK LtdPay4 is the working capital solution of choice for established business in the UK. Offering a cost effective and unsecured revolving facility that can be used to pay for any goods or services. Pay4 can work independently or alongside any current or future finance providers.Trade Finance£50k - £5m+
Pension Led FundingPension-led funding is an innovative financing option that allows SME owners to invest in their business using their own pension funds. Allows business owners a higher level of control as opposed to regular finance products/services.Business Loan£50k - £1m
Platform BlackOnline market place for invoice discounting.Invoice Finance | Factoring | Crowdfunding£25k - £250k
Portman Structured Finance LimitedProvide asset finance from £5,000 to UK SMEs and businesses.Property Financeless than £25k - £500k
PraeturaPraetura delivers asset finance – tailored business funding options such as asset-based finance, hire purchase, finance leasing and refinancing to support sole traders, partnerships and limited companies. Our agreements are ideal for equipment and business expansion. We help businesses from various industry sectors – including construction and plant, engineering, printing, transport, waste and recycling, and agriculture.Business Loan | Asset Financeless than £25k - £5m+
Private & Commercial Finance Group PLCProvide asset finance for UK businesses.Asset Financeless than £25k - £200k
ProplendSecured Peer-to-Peer Commercial Property Lending .Proplend connects investors directly to borrowers with loans secured against income producing Commercial Property Investment Loans.Property Finance | Crowdfundingless than £25k - £750k
Pulse Cash FlowPulse is an invoice finance business that provides both financial support and credit related solutions for SMEs.Asset Finance | Invoice Factoringless than £25k - £2m
RateSetterLaunched in September 2010, RateSetter.com is a peer-to-peer lending website enabling lenders to get fair returns while cutting the cost of borrowing. Capital is at risk. Lenders and borrowers have the opportunity to take back control of their finances by setting their own rates. Business Loan | Crowdfunding£ 25k - £ 2m
RBS Invoice FinancingLeading UK provider of invoice finance services to SMEs and businesses.Asset Finance | Invoice Finance | Factoring£150k - £5m+
Rebuilding Societyrebuildingsociety.com is an online platform that connects creditworthy businesses with investors who lend money in exchange for a capital and interest return. The peer-to-business lending market is one section of the crowdfunding movement, sometimes referred to as ‘crowdlending’ or p2p lending.Business Loanless than £25k - £2m
Reparo Reparo is a privately owned company with substantial funding lines that offers funding solutions to a wide variety of companies. We operate on a national basis and offer quick and effective tailored funding solutions to the Small and Medium sized business community.Business Loan | Mortgage | Asset Finance £25k - £500k
Responsible FinanceResponsible Finance is the new name of the Community Development Finance Association (CDFA). We are the voice of the Responsible Finance industry. We support a strong network of responsible finance providers who are increasing access to fair finance across the UK. At our heart is the idea of bringing social and economic benefits to people, places and businesses.Our members provide finance to customers not supported by other lenders. They offer a supportive service and treat people fairly. They are professional social enterprises that re-invest profits to help more people and businesses access finance.Business Loan | Islamic Financeless than £25k - £150k
Reward Finance GroupReward Finance Group specialises in three unique funding areas offering a one-stop-shop approach to all levels of secured cash flow finance: Reward Capital – asset backed cash flow solutions for up to 12 months. Reward Invoice Finance – invoice finance with additional cash flow options. Reward Trade Finance – 100% funding for pre-sold goods.
Business Loan | Factoring | Invoice Finance | Trade Finance | Overdraft
£50k - £2m
Sancus LimitedA Peer-to-Peer secured lenders with significant permanent capital – focusing primarily on traditional P2P transactions working with entrepreneurs and businesses.Business Loan | Property Finance | Asset Finance | Mezzanine Finance | Crowdfunding£250k - £5m+
Santander UK PLCProvides a comprehensive range of corporate and commercial banking services for SMEs seeking finance.Overdraft | Business Loan | Property Finance | Asset Finance | Invoice Finance | Factoring | Trade Finance | Mezzanine Finance£25k - £5m+
Satago Finance LimitedAnybody who has ever run their own small business, or worked as a freelancer, will know the pain of getting paid late by their business customers. Satago was developed after experiencing first-hand the frustration of trying to keep organised whilst simultaneously chasing dozens of debtors for payment. By giving small businesses the tools to automate this process, Satago can reduce the time and effort you spend on credit control and ultimately help you get paid faster.
Invoice Finance | Factoringless than £25k - £50k
Scottish Pacific TradelineScottish Pacific has been working with SMEs for over 27 years to deliver working capital through a quick approval process and flexible terms, enabling businesses with a smarter funding solution when purchasing goods from overseas markets or domestic suppliers.Trade Financeless than £25k - £1m
Skipton Business FinanceSkipton Business Finance, part of the Skipton Building Society Group, provides UK businesses with working capital through our flexible Invoice Finance solutions, including Invoice Factoring and Invoice Discounting.Invoice Factoring | Invoice Finance£25k - £5m+
Siemens Financial Services LtdSiemens invoice finance is a cash flow solution that can help businesses unlock the value of unpaid customer invoices, allowing effective management of working capital. Part of the A+ rated1 worldwide Siemens Group, Siemens Financial Services has a long and proud history of assisting businesses grow through leveraging innovative financial products.Invoice Finance£200k - £5m+
SME Eurofinance LimitedSME Eurofinance Limited is an independent finance specialist that provides asset and equipment finance to businessesAsset Financeless than £25k - £200k
Start Up DirectStartup Direct is a delivery partner of the Governments Start Up Loans Scheme that provides up to £25K in start-up funding for entrepreneurs wanting to start a business. In addition to the funding, we provide 12 months free mentoring and extensive support through regular workshops and events as well as numerous initiatives and discounts through our corporate partners. We are a not for profit organisation with offices in London and Birmingham, and are passionate about supporting our businesses to help you through your start-up journey.
Business Loanup to £25k
SyscapAn independent UK finance provider of finance solutions to the SME, professions and public sectors.Business Loan | Asset Financeless than £25k - £150k
Tandem Invoice FinanceSpecialist provider of Invoice discounting to SME businesses.Invoice Finance | Factoringless than £25k - £250k
The Co-operative BankThe Co-operative Bank is committed to working responsibly to provide traditional relationship banking, with a dedicated Relationship Manager, with a comprehensive portfolio of commercial banking services to help you effectively manage your long-term banking needs. The Co-operative Bank has a unique ethical policy setting out the way we do business which we've developed in full consultation with our customers.Business Loan | Overdraft£250k - £5m+
Trade Finance Partners Trade Finance partners are trade finance specialists who do not underwrite transactions but buy and sell goods on behalf of clients utilising their own balance sheet and banking trade finance facilities.Asset Finance | Trade Finance£50k - £5m+
Trade River Provide a simple and flexible approach to trade finance by offering access to a one-stop, paperless purchasing system that removes complexity from the front end of the supply chain. Trade River releases working capital into the supply chain outside bank or other conventional funding sources, providing immediate non-recourse payment to suppliers and credit terms of up to 120 days to buyers within their credit limit. Trade Finance £100k - £3m
UK Bond networkUK Bond Network enables quoted and unquoted companies to access £0.5m to £4m of guaranteed debt finance, directly from UK investorsBusiness Loan | Asset Finance | Mezzanine Finance£500k - £4m
Ultimate CapitalUltimate Capital provides property development, mezzanine and bridging finance from £250,000 to £2,500,000, over a 6-24 month period. Bespoke, fast, fuss free loans with the option for 100% funding and no complex fees, just simple transparency.
Business Loan | Property Finance | Asset Finance | Invoice Factoring | Trade Finance£250k - £2m+
Ultimate Finance GroupSupport for a wide variety of companies and business finance needs, from small business invoice financing to replacing or purchasing new equipment.Business Loan | Asset Finance | Invoice finance | Factoring | Trade Finance£25k - £3m
URICAURICA empowers SMEs to negotiate better payment terms with their customers and suppliers, opening up new trading opportunities; both domestic and overseas. It is an easy to use online platform to help businesses fund their growth, all without the need for any personal guarantees or security or complex paperwork or delays. Invoice Finance| Trade Finance | Asset Finance | Factoringless than £25k - £5m+
Wellesley & CoWellesley & Co is a Peer-to-Peer lending platform focussed on bridging and development finance. The company have an extremely experienced Credit Committee backed by a team of Loan Officers that ensure a seamless borrowing process.Business Loan | Property Finance£100k - £5m+
Woodsford TradebridgeWoodsford Tradebridge is a UK based provider of supply chain finance for mid-tier firms and their small to medium suppliers.Asset Finance | Invoice Finance | Factoringless than £25k - £150k
Working Capital LimitedThe invoice financing facility provided by Working Capital Partners is sometimes called selective invoice financing as companies can select which invoices they would like to discount and that they remain not liaise with your suppliers to chase up invoices – this is left to their clients who feel assured that their relationships with their suppliers remains intact.Overdraft | Invoice Finance | Factoring | Trade Financeless than £25k - £750k
Yes GrowthYES Growth is an alternative finance company focused on the provision of short term, unsecured business loans (STUBL) to SMEs. Loans are made across all sectors, anywhere in the UK, providing businesses with bridging financing or working capital required to deliver their new projects, expand their business or penetrate new markets.Business Loan£25k - £250k


Need more information? Please visit the business finance overview page on www.gov.uk